SEEDS, is presently undergoing a major scope change and a strategic change in its business. The micro financing institution is converting itself in to a financing institution.

The top management is focusing on a technology driven culture, and planning to get strategic advantage above the competitors through latest technology. For this future e-commerce approach the IT team is given a substantial budget to go for the latest technologies in the world. As a result the new Core-banking system will be of improved architecture and heavy strategic focus.

Since the resistance for technology change is very low within the organization the following strategy can be recommended for SEEDS for its future business planning.

THE information strategy

The information strategy as the linchpin between the business strategy and the IS strategy. It answers the questions: what information is required? and where is the information required to support the primary tasks, or key goals, of the business strategy. It also questions the appropriateness of the critical assumption behind the business strategy in light of the changing environment and changing perceptions. This assessment and review process is one of the core concepts behind this model.

THE information technology strategy

The information technology strategy is, for microfinance institutes, of secondary importance: it is concerned with applications and platforms, the ‘nuts and bolts’ of how to provide the information. Thus, it is concerned with the technological infrastructure necessary to fulfill the requirements of the information strategy. When we concern about the e-commerce, we have to get servers , routers to establish network infrastructure.

THE information management strategy

The Information Management Strategy is concerned with how the information services are organized for the different facets of the Institution (i.e., centralized, distributed, out-sourced) and policy issues such as who gets access and what level of access they receive. Authentication should be strict in order to protect valuable and confidential data from other competitors.

The Change Management/ Implementation Strategy will identify what organizational change will be needed for the information systems strategy to be successful and when it will be implemented and by whom. Importantly, those who will implement the strategy should be involved in its formulation and specific plans and budgets should be drawn into the process here.

Fig1Strategic Use of Information Systems_decrypted-1